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Breaking Down Payment Protection Insurance

Payment protection insurance (PPI) is optional insurance coverage purchased to protect the standing of a loan if the loan holder finds himself unemployed due to sickness, accident or loss of job. PPI policies are most commonly purchased alongside mortgages, auto and personal loans and credit cards. They are available with nearly any established line of credit. It is important to be aware that PPI coverage does not protect a policy holder who voluntarily leaves his job. Although qualification criteria vary, in most cases, claims are accepted within one year of the triggering event. But if you’re...
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State Grant Program

The purpose of this program is to fund local programs of adult education and literacy services. This includes workplace literacy services such as, English literacy, civics education programs and family literacy services. To participate in this program you must be and out of school youth of age 16 or older or you must be an adult. Possible uses for this program is speaking in the English language, English language acquisition along with other literacy skills. Including professional development, No more than 12.5 percent of the State allotment may be used for State leadership activities. Those who...
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